Last Updated: April 8, 2025

1. Acceptance of Terms By accessing or using the Semerenko Group website (semerenkogroup.com), including its subdomains and related sites (collectively “the Site”), you agree to comply with and be legally bound by these Terms of Use (“Terms”) and our Privacy Policy. If you do not fully agree, please cease all use immediately.

2. Operator Information The Site is operated by Semerenko Group (“the Company”). For any questions, contact us at [email protected].

3. Scope of Use Use of the Site includes Browse, registering, listing properties, accessing services, content creation, interacting with AI assistants, and all interactions through the Site.

4. Content and Intellectual Property The Company exclusively owns or licenses all content on the Site, including text, images, videos, trademarks, design, layout, databases, and other intellectual property. You may not copy, modify, distribute, transmit, display, reproduce, publish, license, transfer, sell, or otherwise commercially exploit any content without prior written consent from the Company.

5. Independent Listings and Affiliate Disclosure The Site provides listings categorized as follows: for sale, for rent, projects, investments, services, and informational content (blogs/news/wiki). Certain listings are independent, third-party, or affiliate-based, clearly identified by disclaimers: “Independent Listing – Not an Official Project Page” and “Independent Third-Party Listing.” The Company does not endorse, verify, or guarantee the accuracy or legality of third-party or affiliate content and bears no responsibility for any claims or damages arising from reliance on such listings or services.

6. Third-Party Links and Affiliates The Site may contain links to third-party websites or affiliates. Access to these sites and services is at your own risk. The Company is not responsible for content, products, services, or practices of third-party providers or affiliates.

7. AI Chatbot Assistant a. Availability and Purpose: The Site may feature an automated chatbot assistant (“Chatbot”) powered by artificial intelligence technology, including potentially utilizing services from third-party providers such as OpenAI (e.g., GPT models). The Chatbot’s purpose is to provide general information, answer questions related to Israeli real estate and topics presented on the Site, and assist users in navigating our services. b. AI Nature and Limitations: You acknowledge that the Chatbot is an AI and not a human agent. While we strive for accuracy, the information provided by the Chatbot may contain errors, omissions, or outdated details. Responses are generated based on the data it was trained on, information provided during the chat, and potentially content from the Site page you are viewing. The Chatbot cannot provide legal, financial, investment, or certified real estate advice. c. No Substitute for Professional Advice: Information provided by the Chatbot is for informational purposes only and should not be solely relied upon for making significant decisions (e.g., property purchase, investment, legal actions). Users must independently verify information and consult with Semerenko Group’s qualified human agents or other licensed professionals before acting on any information provided by the Chatbot. d. Data Processing: Your interactions with the Chatbot, including messages you send and responses you receive, are processed as described in our Privacy Policy. This includes potential logging of conversations and the sharing of interaction data with third-party AI service providers (like OpenAI) to enable the Chatbot’s functionality. Please review our Privacy Policy for full details. e. Disclaimer: Semerenko Group disclaims all liability for any inaccuracies, errors, or omissions in the Chatbot’s responses, or for any damages (direct or indirect) arising from your reliance on or use of information provided by the Chatbot. Use of the Chatbot is at your own risk.

8. Liability Disclaimer All Site content and services are provided “as-is” without warranty of any kind, express or implied. This includes, without limitation, information provided by any AI Chatbot assistant features on the Site. The Company disclaims liability for any inaccuracies, errors, omissions, performance, quality, or outcomes of the Site and its services, including Chatbot responses. Users must independently verify information and consult licensed professionals before making decisions. The Company is not liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use the Site or reliance on its content or services (including the Chatbot).  

9. User Accounts and Registration When registering an account, users must provide accurate information and maintain confidentiality of account credentials. Users are responsible for all activities conducted through their accounts. The Company reserves the right to suspend or terminate accounts that violate these Terms or applicable laws.

10. Prohibited Activities Users must not: * Use the Site unlawfully or fraudulently. * Post offensive, infringing, defamatory, misleading, or illegal content. * Collect personal data or Site content using automated or manual methods without authorization. * Interfere with Site functionality, infrastructure, or security. * Impersonate individuals or entities, or misrepresent affiliations. * Input excessively sensitive personal information (such as national ID numbers, credit card details, detailed financial data beyond general real estate inquiries), confidential information, or illegal content into any chat interface or form on the Site.

11. Data Protection Personal data provided by users is managed according to our Privacy Policy, accessible at [INSERT LINK TO YOUR PRIVACY POLICY HERE – e.g., semerenkogroup.com/privacy-policy].

12. Modifications The Company reserves the right to alter the Site, services, content, or these Terms at any time without prior notice. Continued use signifies acceptance of revised Terms. Please check this page periodically for updates.

13. Termination The Company may suspend or terminate your access to the Site without notice if you breach these Terms or applicable laws.

14. Governing Law and Jurisdiction These Terms and all interactions related to the Site are governed exclusively by the laws of the State of Israel. Disputes will be subject to the exclusive jurisdiction of the courts in Tel Aviv-Jaffa, Israel.

15. Indemnification You agree to indemnify and hold harmless the Company, its directors, employees, affiliates, and representatives against all claims, damages, costs, and expenses arising from your breach of these Terms, use of the Site, or infringement of any third-party rights.

16. Severability If any provision of these Terms is determined invalid or unenforceable, that provision shall be modified or severed to the extent necessary, and the remaining Terms shall remain enforceable.

17. Entire Agreement These Terms, alongside the Privacy Policy, constitute the complete agreement between you and the Company regarding the use of the Site, superseding any prior agreements.