Note: Dira BeHachana is the new name for the Mechir LaMishTaken program. We use both names here to ensure clarity and make it easier for you to find information online.
A New Era in Affordable Housing
A New Era in Affordable Housing
Dira BeHachana (formerly known as Mechir LaMishTaken) is a groundbreaking government initiative aimed at making affordable housing a tangible reality for individuals and families throughout Israel. Overseen by the Ministry of Construction and Housing in partnership with the Israel Land Authority, this program provides several avenues to either own or rent homes at more manageable prices. Here’s how you could benefit:
- Discounted Purchase Prices
- Special Grants
- Secure Long-Term Rentals
Ready to Get Started? Here’s How
Have questions or need assistance with the Dira BeHachana (Mechir LaMishTaken) program? We’ve made it easy to get the help you need. Whether you prefer a quick phone call or scheduling an appointment, here are your options:
Phone: 2310*
Phone: 2850*
Phone: 9344*
Customer Service Centers:
-
Milgam Company
Phone: 2310*
Hours:
- Sunday to Thursday: 8:30 AM – 4:00 PM
- Tuesday: 8:30 AM – 8:00 PM
- Friday (during lotteries): 8:00 AM – 1:00 PM
Website: Milgam
Appointments: Schedule Here
-
Alonim Company (Mgroup)
Phone: 2850*
Hours: Same as Milgam
Website: Alonim
Appointments: Schedule Here
-
Maof Company
Phone: 9344*
Hours: Same as Milgam
Website: Maof
Appointments: Schedule Here
Lottery Winners Contact:
- Special Hotline: 5349*
- Follow-Up Support: Ashdod Control Company
- Phone: 03-7479100
- Hours:
- Sunday to Thursday: 9:00 AM – 5:00 PM
- Friday: 8:00 AM – 12:00 PM (only during initial lottery series)
Join the Mailing List
Stay informed about the latest updates! Sign up for our mailing list to receive the most recent news on Dira BeHachana (Mechir LaMishTaken). Join Here
Who’s Eligible? Let’s Find Out
Dira BeHachana (Mechir LaMishTaken) is designed to assist those who need housing support the most. Check the criteria below to see if you qualify:
| Eligibility Group | Criteria | Priority |
|---|---|---|
| Homeless Individuals | Criteria specific to homeless individuals | First Priority: Persons with Permanent Disabilities |
| Housing Upgraders | Criteria specific to housing upgraders | Second Priority: Active Reserve Soldiers |
| Special Categories | Criteria specific to special categories | Third Priority: Local Residents (Bnei Makom) |
Eligible Groups:
Homeless Individuals:
- No ownership or part ownership (less than one-third) of a residence in the past three years.
- Haven’t rented a residence under tenant protection laws (e.g., key money) in the past three years.
Housing Upgraders:
- Own more than one-third of a residential unit in the past three years.
- Must sell the owned property within 12 months of moving into a Dira BeHachana unit.
Special Categories:
- Individuals Over 35: Single, widowed, or divorced.
- Parents with Children: At least one child under 21.
- Active Reservists: Recognized active reserve soldiers.
- Persons with Disabilities: Various levels, including those permanently wheelchair-bound.
2. Priority Groups:
- First Priority: Persons with permanent disabilities.
- Second Priority: Active reserve soldiers.
- Third Priority: Local residents (Bnei Makom) within the project’s jurisdiction.
3. Local Residents (Bnei Makom):
Living in the project area can significantly increase your chances!
For detailed eligibility criteria, visit our Who is Eligible? page.
How to Apply: A Step-by-Step Guide
Applying for Dira BeHachana (Mechir LaMishTaken) is straightforward. Follow these steps to get started:
Step 1: Obtain Eligibility Confirmation
- Choose a Registration Company: Milgam, Alonim (Mgroup), or Maof.
- Apply Online or In-Person: Submit your application through the company’s website or visit one of their branches.
- Processing Time: Typically up to 10 working days.
- Renewal: Renew your eligibility annually.
Step 2: Register for Lotteries
- Receive Notification: Once eligible, you’ll get an email and SMS.
- Access the Lottery System: Log in with your initial password and set a new one.
- Register Here: Register for Lotteries
Step 3: Participate in Lotteries
- Enter Lotteries: Sign up for projects that match your eligibility.
- Lottery Drawing: Conducted by the Ministry of Construction and Housing, with results typically within ten days.
- Confirmation: You’ll receive an email confirming your registration.
Step 4: Await Lottery Results
- Notification: Results sent via email, and optionally via SMS.
- Online Publication: Check results on the Lottery Website using your registration number.
Step 5: Redeem Your Win
- Timeframe: Redeem your grant within six months of notification.
- Submission: Submit necessary documents through your personal profile.
- Bank Requirements: Comply with bank appraisal and commitment agreements as per Bank of Israel guidelines.
Step 6: Secure Financing
- Mortgage Eligibility: Ensure you qualify for a mortgage, often with more favorable rates than the market.
Step 7: Select and Purchase Your Apartment
- Selection Event: Attend a digital or in-person meeting to choose your apartment.
- Deposit: A non-refundable deposit may be required upon selection.
- Contract Signing: Sign your purchase agreement within 30 working days, adhering to all program conditions.
Frequently Asked Questions
Have questions? We’ve got answers!
1. What’s the difference between the various programs?
All Dira BeHachana (Mechir LaMishTaken) programs aim to make housing more accessible, but they differ in discount rates, lottery procedures, and available grants. Learn more in our FAQ section.
2. Can I register for multiple lotteries?
Absolutely! As long as you hold valid eligibility confirmation, you can participate in multiple lotteries across different programs.
3. What happens if I win but don’t sign a contract immediately?
If you win a lottery, you need to act quickly. You won't be able to enter another lottery unless you cancel your current win.
4. Are there mortgage benefits?
Yes! The program offers unique mortgage benefits per Bank of Israel guidelines, often providing more favorable rates than typically available in the market.
5. Can I participate in multiple series within the programs?
Currently, only individual lotteries are conducted for leftover apartments from initial draws.
6. Can I cancel multiple wins?
There is no limit to the number of cancellations you can perform.
For more FAQs, visit our FAQ Page.
Additional Housing Opportunities: More Than Just Lotteries
Beyond lotteries, the Israeli government offers other housing solutions under the Dira LeHashkir program:
1. Long-Term Government-Supervised Rentals
- Secure and High-Quality: Enjoy stability with pre-determined rent prices and no need for mortgages.
- Managed Complexes: Ensuring maintenance and repair services.
- Ten Commandments of Housing:
- 10-Year Lease Agreement
- Annual Exit Point for Tenants
- Pre-Known Rent Prices
- No Mortgages or Loans
- Fair Contract Supervised by the State
- High Construction Standards
- Fully Managed Complexes
- Community Living Experience
- Selected Developers and Contractors
- Maintenance and Repair Services
2. Grant Program for Second-Hand Apartments
- Government Grant: Based on Government Decision No. 737 (July 6, 2023), eligible individuals can receive a ₪50,000 grant.
- Purchase Range: Apartments priced between ₪300,000 and ₪600,000.
- Lottery Details: 1,000 grants available through a lottery system. Learn More
Important Links
- Project List: List of Lotteries
- Eligibility Information: Who is Eligible?
- Mortgage Benefits: Mortgage Assistance
- Grant Details: Second-Hand Apartment Grants
- FAQ on Second-Hand Grants: Additional Questions
- Official Guide to Dira BeHachana (Mechir LaMishTaken): Housing Program Guide
- Registration Companies Contact: Contact Registration Companies
Final Thoughts
Dira BeHachana (Mechir LaMishTaken) represents more than just a housing program—it’s a vision for Israel’s future. By offering secure, affordable, and high-quality housing options, this initiative is working to make homeownership and stable renting attainable for thousands of Israelis.
Maximize Your Chances:
- Stay Informed: Keep up with program updates and deadlines.
- Ensure Eligibility: Regularly renew your eligibility and update any changes in your status.
- Follow the Process: Adhere to all application steps meticulously.
For further assistance or specific inquiries, reach out to the relevant registration company or visit the official Dira BeHachana (Mechir LaMishTaken) Website.
Make 2024 the year you find your new home with Dira BeHachana (Mechir LaMishTaken)! Don’t miss out on this life-changing opportunity.
