How much the banks will lend
Based on your income, your existing loans and the expected rent.
Rental income
Whether, and how, expected rent counts in your application.
Equity from what you own
Borrowing against a property you already have.
Offers compared
More than one bank's offer, side by side.
Tax and costs in the budget
Purchase tax and closing costs counted from the start.

Israeli rules that apply

Down payment: At least 50% of the price
Purchase tax: 8% on most of the price and 10% above about NIS 6 million
Monthly repayments: All your loans together within 50% of net income
Documents: Proof of income, statements for existing loans, and the lease if there is one

Source: Bank of Israel rules, reported by Globes, 10 February 2026. Checked 15 October 2026. Your bank may ask for more.

How the introduction works

Tell us your situation
Answer a few questions here, ask the AI, or call us. It takes about two minutes.
We introduce the right professional
An English-speaking mortgage professional who handles cases like yours. You see who they are, and any fee we receive, before you agree.
They take your file to the banks
They gather your documents, get offers from several banks and help you choose. We keep helping you with the property.

Questions people ask

Can rent count as income?

Often part of it can, especially with a signed lease. Banks treat it cautiously, and the adviser shows you how your bank will count it.

Can I borrow against my current home?

Usually yes, within the bank's limits for loans secured on a home you own. The adviser compares this with a standard mortgage on the new property.

Why is the limit 50%?

The Bank of Israel caps loans on additional properties at half the price, to limit risk in the housing market.

What does it cost?

Asking us and being introduced costs you nothing. Mortgage advisers in Israel are paid by you, not by the bank, so agree their fee in writing before they start. Before any introduction we tell you in writing whether we receive a referral fee.